Friday, August 24, 2012

Google Inc. (GOOG) Looks to Strengthen Privacy Team

Google Inc.Google Inc. (NASDAQ:GOOG) might be about 18 months behind the curve, but it seems that the company is making user privacy a high priority, as it is listing a job posting seeking data privacy engineers for the company?s ?red team.??Google has made several mistakes in regards to user privacy in the the past year, and chances are this new move is in response to the $22.5 million fine it agreed to pay the FTC a couple weeks ago (which we reported here yesterday, is being challenged by a consumer group and thus is not finalized yet).

In the job posted, Google Inc. (NASDAQ:GOOG) says it is seeking a privacy engineer. ?Specifically, you will work as member of our Privacy Red Team to independently identify, research, and help resolve potential privacy risks across all of our products, services, and business processes in place today.?

This may definitely be called for, since Google Inc. (NASDAQ:GOOG) is on the record with several privacy issues in the last 18 months or so. It started in March 2011 when Google settled with the FTC over privacy violations related to its now-defunct social network, Buzz. Part of the settlement involved Google Inc. (NASDAQ:GOOG) agreeing to submit to 20 years of privacy audits. But a year later, users in California and New York filed a class-action lawsuit after Google changed its privacy policy to allow certain information to be linked across all of a user?s accounts with Google products or services. And the Street View service has been under fire from several countries all around the world for privacy violation allegations ? including Street View vehicles collecting Wi-Fi information from individuals.

While $22.5 million to the FTC is pocket change for Google Inc. (NASDAQ:GOOG), it likely realizes that any more privacy issues may lead to more trouble that may actually start to sting the checkbook. There will likely be many investors who will be watching this new push for privacy protection, including hedge-fund managers like Chase Coleman of Tiger Global Management.

Source: http://feedproxy.google.com/~r/InsiderMonkey/~3/lHSFk5EA3BQ/

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Iran leader calls for 'economy of resistance'

Iran's supreme leader Ayatollah Ali Khamenei told the government Thursday to adopt an "economy of resistance" to confront crippling sanctions slapped by the West on Tehran over its nuclear drive.

"The arrogant powers are pulling their weight to force Iran to back down (on its stances) and the government should invalidate these illusions by using the nation's full potentials," Khamenei said.

He called for an "economy of resistance" to confront a slew of Western oil and financial sanctions, saying this "is the only way to pursue progress in the country."

"In this kind of economy the nation's progress is preserved and vulnerability of the economy against the enemies plots is decreased," Khamenei said during a meeting with cabinet members and President Mahmoud Ahmadinejad.

During his speech Khamenei did not specifically mentioned sanctions nor Iran's controversial nuclear drive.

But his comments comes as several Iranian officials, who had long minimised the effect on the sanctions, acknowledged in recent weeks that the punitive measures have had a negative impact on the country's economy.

Severe banking sanctions imposed on Iran since 2010 have slowed industrial activity, reduced foreign investment, soared inflation to more than 20 percent and led to a shortage of foreign currency.

The situation has been aggravated in recent weeks with an oil embargo that so far has caused Iranian oil exports -- which provide the country with most of its foreign exchange resources -- to drop by around 50 percent.

The embargo also caused a sharp decline in Iranian oil production, which has fallen to its lowest level in the past 20 years.

Ayatollah Ahmad Janati, the hardline chief of the influential Guardians Council tasked with overseeing elections in the Islamic republic and interpreting the constitution, said earlier this month that the economy is being hit by "war", insisting that Iran must mobilise all its forces to tackle the problem.

And in July, Ahmadinejad acknowledged the magnitude of the impact of the oil embargo saying that Iran must reduce its dependence on oil exports.

The US sanctions, and others imposed by the European Union, aim to pressure Tehran to roll back its nuclear activities, which the West fears are geared to developing atomic weapons. Iran denies its programme is anything but peaceful.

But Iranian leaders have always ruled out yielding to pressure or renouncing their nuclear programme despite worries by the international community.

Source: http://news.yahoo.com/iran-leader-calls-economy-resistance-134523014.html

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Three Snow Reports Of Perisher Ski Resort

New Zealand is blessed with a splendid geography that alternates between mountains and valleys. If you adore snow sports, hop on a plane to this magical destination and unwind atop a refreshingly cool mountain top. Here, the top hill resorts hardly function year long. Thats why it pays to know more about the snow reports in these areas. Here are the major snow reports of three important holiday locations in New Zealand.

Mt Hutt NZ

The Mt Hutt Snow Reports in New Zealand has superb variable topography that is super wide groomed to diamond shaped chutes. At two thousand eighty six meters, it presents one of the largest vertical drops that the country has ever seen. The trail network is perfect for snowboarders of various levels-from amateur beginners to professional racers as well as those who fall in the intermediate level. There are four well arranged lifts that are crucial for creating a streamlined and effective lift service. Even though the snow conditions are not favorable at times, there are extensive snow-making facilities that come to your rescue. Here the longest run is around 1.2 miles and total area specific to rides is three hundred and sixty five hectares.

Mt Baw Baw Snow Report

Located a mere 120 km east of Melbourne city, Mt Baw Baw boasts of unique, uneven terrain that is splattered with trees on either sides. There are five lifts in the area with fourteen trails on thirty hectares land. The top most lift stands at one thousand five hundred sixty four meters while the first one is at one thousand four hundred sixty meters. The terrain is mainly divided as twenty five percent for beginners, sixty four for intermediate and the remaining for the advanced riders.

Mt Buller Snow Report

Situated in Victorian plains, Mt Buller has an elevation of one thousand eight hundred and five meters. The ski area has twenty two lifts and the highest point is at one thousand seven hundred and eighty meters. Here, the weather is influenced by the ocean to a large extent. Skiable terrain stands well over three hundred hectares with twenty five runs. By seeing the snow report of a place, you can be prepared about what is open to exploration and what you can expect. Act now and plan a trip to these mind blowing holiday destinations. You are sure to win smiles and steal hearts all around.

About the Author:
Southern Boarding is an experienced Content writer and publisher for Business Development. Visit at http://www.southernboarding.com/ to know more about Mt Buller Snow Report and Mt Hotham Snow Report.

Source: http://www.articlesnatch.com/Article/Three-Snow-Reports-Of-Perisher-Ski-Resort/4117664

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Colorado Springs Foreclosures | Real Estate Investing Facts

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Colorado Springs foreclosures ? Business

When it comes to purchasing homes, buying a foreclosure is one of the best ways to create equity. Many times, you will find foreclosed houses for sale listed as half of what they are actually worth. After purchasing one of these homes, you can rent them out to generate positive cash flow, or flip and sell to generate an immediate profit. Yes, foreclosures can be a great way to create equity (or just get a create deal on a home), but many of us do not know a lot about foreclosures. Let?s take a look at what foreclosures are and how you can go about finding a great deals of Colorado Springs foreclosures.

investment properties at Real Estate Matchmaker

Before we talk about how you can find a foreclosed house, let?s first discuss what a foreclosure actually is. A foreclosure occurs when an owner cannot make payments on their home. If payments become severely overdue, the property is seized and sold. Many times, when foreclosures are resold, they are resold much below their actual value, making them the perfect find for home buyers.

Typically, there are four stages to a foreclosure. If a home owner goes 60 days without making a loan payment, they will enter into the first stage of foreclosure known as the ?notice to accelerate?. During this stage, the owner will receive a notice from their lender letting them know that their payments are past due and must be brought up to date. If the owner fails to respond to this notice they will enter into the second stage of foreclosure ? the ?demand letter?. This letter will be delivered to the owner by a lawyer, letting the owner know that the foreclosure process will begin if they do not soon bring their payments up to date.

If the owner still does not respond, the lender will receive a notice of default, letting them know that the lender has filed for a formal foreclosure from the court. Once again, the owner is given an additional 20 to 30 days respond. If there is still no response after the given time, a final notice of sale will be delivered, letting the owner know when they must move out and when the house will be auctioned off.

If you are looking for a great deal in the Colorado Springs area, you may want to consider looking at these foreclosed houses. Begin by asking your real estate agent about foreclosures in the area. If there are any available, your agent will take you around to look at each. It is generally recommended that, before you look at homes, you ensure that you have a secure financial backing. foreclosed houses are hot sellers, so if you are interested in a home, there is no time to waste.

Once you find a home you are interested in, you can submit your bid. Generally, the lender who repossessed the home will create a starting bid of which you cannot bid lower. Once you have made your bid, it will be considered against other bidders. You will be noticed once a decision has been made.

If you win the bid for your home in Colorado Springs, your next move is to perform an inspection. Do not skip this step. While some foreclosed homes are in excellent condition, many need repairs. And when it comes to buying a home, it is best to know what to expect beforehand!

investment properties at Real Estate Matchmaker

If you are looking for homes for sale in Colorado springs area, you may want to start by looking at foreclosures. foreclosures can get you a great deal on your home and can also be a great way to earn equity. Speak to your realtor about foreclosed houses and see what homes are available in the Colorado Springs area.

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Colorado, colorado springs, demand letter, foreclosure, Foreclosures, investment properties, notice of default, positive cash flow, Real estate

Source: http://realestateinvestingfacts.com/blog/6391/colorado-springs-foreclosures/

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Thursday, August 23, 2012

Abortion debate shows differences of Romney, Ryan

President Barack Obama pauses as he speaks during a campaign event at Truckee Meadows Community College, Tuesday, Aug. 21, 2012, in Reno, Nev. (AP Photo/Carolyn Kaster)

President Barack Obama pauses as he speaks during a campaign event at Truckee Meadows Community College, Tuesday, Aug. 21, 2012, in Reno, Nev. (AP Photo/Carolyn Kaster)

Republican vice presidential candidate, Rep. Paul Ryan, R-Wis., waves during a campaign rally at the American Helicopter Museum & Education Center, Tuesday, Aug. 21, 2012, in West Chester, Pa. (AP Photo/Matt Rourke)

President Barack Obama speaks during a campaign event at Truckee Meadows Community College, Tuesday, Aug. 21, 2012, in Reno, Nev. (AP Photo/Rich Pedroncelli)

Republican vice presidential candidate, Rep. Paul Ryan, R-Wis., leaves a campaign rally at the American Helicopter Museum & Education Center, Tuesday, Aug. 21, 2012, in West Chester, Pa. (AP Photo/Matt Rourke)

(AP) ? Differences between Mitt Romney and Paul Ryan's positions ? this time on hot-button social issues ? were on display Wednesday as the GOP ticket found itself dragged into a debate over abortion.

The vice presidential candidate emphasized anew that Romney is the nominee, brushing aside differences in their records.

"I'm proud of my record. Mitt Romney's going to be the president and the president sets policy. His policy is exceptions for rape incest and life of the mother. I'm comfortable with it because it's a good step in the right direction," Ryan told reporters as his campaign plane flew from Virginia to North Carolina.

Romney does not oppose abortion in cases of rape and incest or if it will save the mother's life, while Ryan does oppose abortion in cases of rape and incest.

Since choosing Ryan as his running mate, Romney has been dogged by questions about how his own views differ from the Wisconsin congressman's. Ryan is the architect of a controversial budget blueprint that would dramatically change Medicare and cut funds for a series of other popular programs. After his selection Democrats immediately began trying to tie Romney to his new No. 2's plan, with President Barack Obama launching a new push on cuts to education this week. Romney says his own budget plan is different from Ryan's, but he largely refused to outline specifics of the differences. Instead, he's emphasizing what he calls shared principles and insisting that Ryan joined the Romney ticket, and not the other way around.

The focus on abortion comes in the wake of comments from Missouri Senate candidate Todd Akin, who is challenging Democratic Sen. Claire McCaskill. Asked in an interview aired Sunday if abortion should be legal in cases of rape, Akin said: "If it's a legitimate rape, the female body has ways to try to shut that whole thing down."

Ryan on Wednesday defended a bill he cosponsored in the House to permanently ban federal funding for abortion except in cases of incest and "forcible" rape. That language, which was eventually changed, would have narrowed the exception for rape victims. Akin and 225 other members of the House, including 11 Democrats, also cosponsored the bill.

Democrats have seized on the bill and accused Ryan of trying to "redefine rape and remove protections for rape victims."

"As a Republican leader in the House, Paul Ryan worked with Todd Akin to try to narrow the definition of rape and outlaw abortion even for rape victims," Obama campaign spokeswoman Lis Smith said in a statement.

Akin has refused to heed calls to step down ? including one from Romney ? and now would need a court order to leave the race. He has until Sept. 25 to do so. Aafter that point, he would have no way to remove his name from the ballot.

Ryan, a colleague of Akin's in the House, called the Missouri congressman to urge him to bow out of the Senate race. Ryan said Wednesday he doesn't have any plans to speak to him about it now that Akin is staying in.

"He's going to run his campaign and we're going to run ours," Ryan said of Akin.

The questions about abortion were overshadowing the GOP ticket's campaign events in Iowa, Virginia and North Carolina Wednesday, where Romney was trying to keep the focus on the national debt and deficit.

Romney, speaking hours after the Congressional Budget Office warned of a new recession if Washington continues its stalemate over taxes and spending cuts, criticized Obama for not doing more to solve the country's fiscal problems.

"It's bad economics," he said. "It's the wrong course for America and I believe it's immoral to pass our burdens on to the next generation."

Romney's campaign was again attacking Obama's policies on Medicare, looking minimize focus on differences between the running mates. That comes in a new TV advertisement linking Obama's divisive health care overhaul to cuts in Medicare. The ad, titled "Nothing's Free," asserts that Obama raided $716 billion from Medicare in order to pay for his health care law. It's the first ad Romney's campaign has run focusing on health care since the Supreme Court upheld Obama's federal mandate in June

Romney has promised to roll back the Medicare spending cuts approved under Obama, while Ryan kept the cuts in his budget proposals. The campaign did not say where the health care ad would run.

Romney flew Wednesday morning from Texas, where he held campaign fundraisers Tuesday, to Iowa. During remarks in a key Midwestern state, he planned to focus on the increases in the nation's debt during Obama's term.

Ryan, less than two weeks into his new role as GOP running mate, was campaigning in Virginia and North Carolina and focusing Wednesday on a tax overhaul. The GOP campaign says Obama's calls for letting George W. Bush-era tax cuts on people earning more than $200,000 a year expire at the end of the year would hurt small businesses because many file as individuals.

Obama, meanwhile, spent a second straight day criticizing GOP ticket's proposals on education, an issue that resonates with middle-class voters. The president's campaign sees education as another avenue for linking Romney to Ryan's budget, which calls for $115 billion in cuts to the Education Department.

Appearing at a school in North Las Vegas, Nev., Obama said that Republicans in Congress, "led by" Ryan, had thwarted Democratic efforts to give states money to rehire teachers laid off during the recession. The result is "tens of thousands of teachers" not entering classrooms this fall.

"Not only is that unfair to our kids, it's foolish for our future," Obama said. "My opponent in this election doesn't seem to understand this."

Nevada, a critical battleground in the fall, is one of the states hit hardest by the nation's economic slowdown. The president met with teachers at a local high school ahead of his remarks.

In a new ad released Wednesday, the Obama campaign suggests Ryan's education cuts would lead to larger class sizes. A couple featured in the ad bemoans the prospect of increased class size and says Romney "cannot relate" to their desire to have the best public education system for their children.

The ad is running in Virginia and Ohio.

__

Hunt reported from Washington. Associated Press writer Jim Kuhnhenn in Nevada and Julie Pace in Iowa contributed to this report.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/89ae8247abe8493fae24405546e9a1aa/Article_2012-08-22-Presidential%20Campaign/id-6504beae943a4a7ba02b685c75d16f25

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Wednesday, August 22, 2012

The Candidates Who Could Cost the GOP the Senate

Todd Akin isn't the only candidate who could cost the Republicans the Senate. His "legitimate rape" comments are the focus of a furious effort to push him into resigning to allow a more electable Republican to take his place in Missouri and save the party its hopes of winning a majority in both Houses of Congress. Akin's not the only one who's put that cause in jeopardy, though.?"How many Senate seats have Rs thrown away in recent cycles? At least 2 in '06, 3 in '10. Any in '08?" The National Review's Ramesh Ponnuru?tweeted Monday afternoon, after Akin apologized on the radio but before CNN's Piers Morgan mocked him for being a no-show. Republicans aren't able to coast on their party brand this year, making it much more important to have good candidates,?Politico's Alexander Burns notes Tuesday. "While Democrats started out back on their heels, defending 23 seats to the GOP?s 10, the unexpected weakness of several Republican candidates has left Republicans far short of the easy takeover that some once anticipated," he writes.?

RELATED: Claire McCaskill and How to Attack the Opponent You're Rooting For

But while several candidates have made dumb mistakes, it's worth noting that they aren't n00bs who've never run for office before. And they're not all that far from the positions of the Republican Party. Despite all the Republicans denouncing Akin's rape comments, the party's platform this year opposes all abortions?even in the case of rape. That was the position Akin so poorly articulated. In fact, part of the conservative anger with Akin is not over what he said, but how he said it. Here's a guide to three of the Senate candidates who've been choosing their words?not their positions?poorly.

RELATED: Republicans See Few Ways to Avoid Loss With Todd Akin

Candidate: Todd Akin, running for Senate in Missouri against incumbent Claire McCaskill.

RELATED: Todd Akin Acknowledges That No Rape Is Legitimate

R?sum?:? While Republicans seem quite shocked at Akin's comments, they shouldn't be so surprised, since he's been hanging around Washington for more than a decade. Before his six terms as a congressman, Akin served 12 years in the Missouri House. He's not some little known political novice.

RELATED: NRA Has Been Holding a Grudge Against Dick Lugar for 10 Years

Dumb Thing:?"It seems to me, first of all, from what I understand from doctors, [pregnancy after rape is] really rare. If it?s a legitimate rape, the female body has ways to try to shut that whole thing down."

RELATED: Congress Is No Fun Anymore

Poll Numbers: A SurveyUSA poll found that 54 percent of Missourians think Akin should drop out. Yet Akin is ahead of McCaskill 44 percent to 43 percent, Public Policy Polling finds. PPP leans left, and the National Review's Jim Geraghty speculates that the pollster skewed its sample to overrepresent Republicans to show Akin stronger than he actually is and persuade him from dropping out. But Akin was performing better against McCaskill in earlier polls -- a SurveyUSA poll from earlier this month found him leading by more, 51 percent to McCaskill's 40 percent.


Candidate: Rick Berg, running for an open Senate seat in North Dakota against former state attorney general Heidi Heitkamp.

R?sum?: Berg has served one term in Congress, but before that, he was a state legislator for 15 years.

Dumb Thing: Berg is not quite sure how to run against a woman. The campaign ran an ad with four elderly women sitting in a diner and gossipping about how they just couldn't trust Heitkamp, perhaps because the campaign thought criticism of a woman would be more palatable coming from women? But the ad attracted a ton of YouTube commenters, who said the ad was like an old folks' Mean Girls. After The Huffington Post wrote about the jokes, the campaign deleted the old comments and blocked new ones. Then Berg ran an ad touting his support of a former YWCA chairwoman, which the YWCA asked him to take down, because it could be taken as an endorsement. The ad was taken off YouTube last week. And a Crossroads GPS ad was taken down because of a false claim against Heitkamp involving federal funding for planes. Meanwhile, Heitkamp has been noted for having a warm personality, and maybe more importantly, she's figured out a way to sell her vote for Obamacare by saying it contains an important amendment involving Medicare funding for North Dakota doctors. Politico declared she won both June and July.

Poll Numbers: Despite North Dakota being a Republican state, Berg is averaging only a 5 point lead. That doesn't average in a Democratic internal poll showing Heitkamp up by 6 points in late July. A Mason-Dixon poll in June showed Heitkamp ahead by a single point.


Candidate: Richard Mourdock, running for an open Senate seat in Indiana against Rep. Joe Donnelly.

R?sum?: Mourdock was elected state treasurer in 2006.

Dumb Thing: Mourdock's proud conservatism was great for winning the Republican primary, but it might not be so great for winning the general election. He said in May that he wanted to build Republican majorities so that "bipartisanship becomes having Democrats come our way." He's now being attacked by Democratic groups for saying Paul Ryan's plan to create vouchers for Medicare doesn't go far enough. Donnelly, meanwhile, is promising "bipartisan, common-sense leadership."

Poll Numbers: A poll by the right-leaning Rasmussen found Mourdock with just a 2-point lead in the Republican state in early August. A more recent Democratic poll put Donnelly up by 2 points.

Source: http://news.yahoo.com/candidates-could-cost-gop-senate-143620556.html

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Housing Bills Support People with Disabilities and Protect from ...

? Disability News Articles ? USA Disability News ? ? Illinois

Information provided by RealEstateRama - Published: 2012-08-21

Governor Pat Quinn signed two new housing laws to provide people with disabilities with more access to affordable rental housing, and to further protect homeowners from mortgage fraud. The supportive housing law makes $10 million in rental housing subsidies available over 15 years to eligible landlords. In addition, the governor announced the commitment of up to $40 million in Illinois Jobs Now! capital funds for developers of permanent supportive housing. These laws build on the governor?s strong commitment to providing more housing options for people with disabilities, and to protecting consumers from predatory lenders.

?I am committed to strengthening Illinois? communities and our economy,? Governor Quinn said. ?Thanks to these new laws, more people with disabilities will have a safe and comfortable place to call home and homeowners will be better protected.?

House Bill 5450, sponsored by Rep. Esther Golar (D-Chicago) and Sen. William Delgado (D-Chicago), enables grant funding to be designated for people with disabilities under the Rental Housing Support Program, one of the nation?s largest state rental assistance programs, which is administered by the Illinois Housing Development Authority (IHDA). The new law and the Illinois Jobs Now! funding commitment will significantly increase opportunities for people with disabilities to access affordable rental housing throughout Illinois. The new law takes effect immediately.

?I was able to work with IHDA on this new law, which allows grant funding to develop housing opportunities for people with disabilities,? said Sen. Delgado, Chairman of the Senate Public Health Committee. ?The previous law stated that to qualify for these grants a person had to have a specific disability, the new law will allow all with disabilities to qualify for assistance.?

Also today, Governor Quinn signed House Bill 4521, sponsored by Rep. Barbara Flynn Currie (D-Chicago) and Sen. Jacqueline Y. Collins (D-Chicago), which raises fees for mortgage company licensees and significantly increases fines penalizing mortgage fraud to better protect homeowners. The new law also strengthens the ability of the Illinois Department of Financial and Professional Regulation?s Division of Banking to investigate and prosecute mortgage fraud throughout the state. The new law is effective immediately, with one provision taking effect Jan. 1, 2013.

?Exercising vigilant oversight in the areas of loan modifications and short sales will be particularly beneficial as we work to slow the rate of foreclosure and protect distressed homeowners from financial exploitation,? said Sen. Collins.

Earlier this year, Governor Quinn launched the Active Community Care Transition (ACCT) Plan to increase the number of people with developmental disabilities and mental health conditions living in community-based care settings across Illinois. The ACCT Plan also will help the state save hundreds of thousands of dollars per year while providing good care for people with developmental disabilities.

?Supportive housing makes a difference in the lives of people with disabilities by empowering them to live independently as part of a community,? said IHDA Executive Director Mary R. Kenney. ?Under Governor Pat Quinn?s leadership, IHDA has financed approximately 1,300 units of supportive housing to enable people with disabilities to live independently.?

With House Bill 5450, landlords providing supportive housing units may apply for subsidies under the Long Term Operating Support (LTOS) portion of the Rental Housing Support Program. The LTOS program is funded through a $10 fee collected from real estate document recordings, and the new round of funding will help an estimated 150 households headed by a person with a disability.

In addition, today?s Illinois Jobs Now! commitment will spur the development of approximately 200 new supportive housing units through a new round of the state?s Permanent Supportive Housing (PSH) Development Program. Governor Quinn?s historic capital program included $130 million for affordable and supportive housing to further create opportunities for people with disabilities to live independently. The first round of the PSH Program financed 122 units of supportive housing.

IHDA is currently accepting applications from landlords and developers for the LTOS and PSH programs. Applications and information are available at www.ihda.org

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Source: http://www.disabled-world.com/news/america/illinois/housing-bills.php

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